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Phone: (507) 288-5567

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9 Reasons for Owner's Title Insurance

April 10, 2019

  1. A deed or mortgage may have been made by a person that is under age, incompetent, or not an owner. 

  2. A deed or a mortgage may have been procured by fraud or duress.

  3. Title may be subject to a federal estate tax lien.

  4. Title insurance covers attorneys’ fees and court costs if there is ever an issue.

  5. You make it easier for you to pass title to someone else later on by eliminating delays and questions about title. 

  6. Title insurance reimburses you for the amount of your covered losses.

  7. When you purchase owner's title insurance, you pay the premium in full all at once, so the property is insured for as long as you or your heirs own the property.

  8. The person signing the deed might be married and claiming to be single.  Only title insurance protects against claims made by non-existent or divorced spouses.

  9. Title insurance is a "risk-prevention" type of insurance, which means that we seek to resolve any issues before you assume any risk. 

Title insurance protects you against adverse claims of rightful ownership of your property. Remember, real estate is only as good as the title to it!

 

 

Interested in our title services? Contact us today by clicking here or calling the office at (507) 288-5567.

 

 

 

 

 

 

 

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